Paying for Care

Paying  for Care

Homecare, more commonly referred to as Domiciliary Care, is health or supportive care provided in your own home by licensed healthcare professionals.Caregivers can help with individual tasks such as eating, bathing, cleaning your home or even preparing your meals.Like any form of care, these costs will vary depending on the different types of Care services required.

Lakeshore Care can introduce you to HFS Wealth Management, a representative of St. James’s Place Wealth Management  to ensure that you receive the right advice from qualified experts in Care Fees planning.

This means they can look at different ways to try to protect your assets, whilst making sure that you are in a fully informed position about how best to plan for paying for your care. We understand this can be a delicate time where emotional decisions have to be made, either for you, or on behalf of a loved one. We HFS Wealth  Management will help you understand your full financial position and help guide you through the maze of any potential state funding that you might be eligible for. This will include looking at benefits such at Attendance Allowance, Disability Living Allowance, State Pension income and NHS Continuing Healthcare.

As Later Life Care Fees Planning specialists, HFS Wealth Management specialise in giving advice on how to pay for care, either for you, or on behalf of a loved one or via a professional attorney or deputy. They will look at your current financial situation and give you information on Wills, Power of Attorney* and any potential Inheritance Tax Liability you may have. Then research all of your options and give you all of the information you need on possible ways to fund your care. This will include assessing your Capital and Assets along with any income you are receiving to help you claim all the support you are eligible for from the state. In England and Northern Ireland, Local Authority assistance starts when you have assets and capital worth less than £23,250, source’nidirect September 2018′.If your assets and capital are more than £23,250 then you will be deemed as a self-funder and as such you will be expected to pay for your care in full.

HFS Wealth Management are accredited members of the Society of Later Life Advisers (SOLLA)

This means that they have taken further steps to become independently accredited to ensure that they can offer added reassurance, practical help and guidance to help you make the right decisions. Their aim is to enable people to choose how they are cared for, with the peace of mind that they will be able to meet the cost of care fees, both now, and in the future. Not all advisers have the dedicated care fees planning experience, the required levels of knowledge, the right qualifications or an empathetic approach to recognise the emotion associated with people receiving care. At HFS Wealth Management we do.

If you want to speak to us then please contact us by email at  or call 020 7744 1600 or you can visit our website at

*Will writing and Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James’s Place and are not regulated by the Financial Conduct Authority.

Lakeshore Care introduces to St. James’s Place Wealth Management plc which is authorised and are regulated by the Financial Conduct Authority.







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Lakeshore Care Ltd., SBC House, Restmor Way, Wallington SM6 7AH